Promotions
Holiday Loan
Celebrate the season without tapping your everyday savings.
Whether you are booking holiday travel, checking off gift lists, or hosting family gatherings, an Emerald Coast FCU Holiday Loan gives you the funds you need with transparent, predictable terms.
Clear, upfront terms: Simple $50 application fee with no surprise charges.
Keep your savings intact: Cover seasonal expenses without draining emergency funds or everyday cash flow.
Streamlined application: Fast approvals so you can focus on enjoying the season (certain exclusions apply, based on creditworthiness).*
Holiday Skip-A-Pay
Give your December budget breathing room.
Free up immediate cash flow right when seasonal expenses peak. With Holiday Skip-A-Pay, eligible members can defer a qualifying monthly loan payment and direct those funds toward gifts, travel, and festive gatherings.
Affordable flexibility: Pause a payment for a low $25 fee per loan skipped.
Instant budget relief: Skip a December payment and keep cash on hand for what matters most.
Simple request process: Quick submission to skip your payment with ease—certain exclusions may apply.
