Notices
Holiday Schedule 2024
| Holiday | Day Observed | Date Observed |
|---|---|---|
| New Year's Day | Monday | January 1, 2024 |
| Martin Luther King, Jr. Day | Monday | January 15, 2024 |
| Presidents Day | Monday | February 19, 2024 |
| Memorial Day | Monday | May 27, 2024 |
| Juneteenth Day Observed | Wednesday | June 19, 2024 |
| Independence Day | Thursday | July 4, 2024 |
| Labor Day | Monday | September 2, 2024 |
| Columbus Day | Monday | October 14, 2024 |
| Veterans’ Day | Monday | November 11, 2024 |
| Thanksgiving Day | Thursday | November 28, 2024 |
| Day after Thanksgiving | Friday | November 29, 2024 |
| Christmas Eve | Tuesday | December 24, 2024 |
| Christmas Day | Wednesday | December 25, 2024 |
Hurricane Season Information
All members need to be prepared for Hurricane Season. If a watch or warning is issued for our area please make plans to withdraw extra cash in the event of an evacuation or in preparation for a disruption in local services. The credit union's policy is as follows:
Tropical Storm Watch or Hurricane Watch
The credit union will extend hours as long as practical to better serve our members. Make sure to withdraw extra cash. If changes to our hours are necessary we will post those changes on signs in our lobbies, on our doors and on our website. The credit union will also make necessary preparations to secure all branches in case a warning is issued.
Tropical Storm Warning or Hurricane Warning
If the storm is expected to be severe once the warning is issued, the credit union will close all offices as soon as possible. We will reopen as quickly as possible to serve you, but our primary concern will be the safety of our employees and their families. All of our ATM machines will be available to those needing to make a withdrawal after the credit union closes.
Make Sure You Have Enough Cash!
Again, please do not wait to get extra cash. If local power is disrupted by the storm then our ATMs may not function. We also recommend that you do not depend on your debit card during a disaster situation. Network problems, power disruptions and daily limits will make debit cards unreliable.
For Information during a Tropical Storm Warning or Hurricane Warning:
For members with internet access, information regarding the credit union's operating status can be viewed on our website at https://www.emeraldcoastfcu.com or the League of Southeastern Credit Unions’ website at https://www.lscu.coop.
For members without internet access, contact the League of Southeastern Credit Unions' Disaster Hotline at 866.231.0545. This hotline will be kept updated with the latest information on the credit union's status.
If necessary, we will also post information using local television and radio stations. Signs will also be posted on our doors, if possible.
If the credit union is unable to reopen within 48 hours after the storm has passed, we will post information detailing where members may go to access their accounts. The credit union has established agreements with other credit unions across Northwest Florida to provide workspace and computers thus enabling employees to link with our data processing system and perform transactions as needed.
For questions regarding our Hurricane Season procedures, please contact the Credit Union at (850) 227-1156.
Stay Secure...Help us protect your financial information
Check your statements frequently to ensure they match your recollection and your other records. If at any time you notice any discrepancies between your statements and your other records, please notify us immediately.
Never give out account numbers or other personal financial information, unless you can validate the authenticity of the requestor.
Always shred personal and financial information before discarding it.
Every year, review your credit report. You're entitled to a free credit report annually. Simply contact one of the three main credit-reporting bureaus: Equifax® at 800-525-6285 or equifax.com. Experian® at 888-397-3742 or experian.com. TransUnion® at 800-680-7289 or transunion.com.
