Become a Member
Joining is Fast and Easy!
Visit any one of our branches and our team will get you started. Fill out the application below, and we will reach out to you to finish your membership.
Who Can Join?
If you live, work, worship, or attend school in, or have businesses and other legal entities in Gulf or Franklin County or the City of Mexico Beach, you are eligible to become a member.
What do you need to get started?
Unexpired Government Issued ID
Valid Social Security Number
A one-share ($5) deposit in your Share (Savings) Account establishes your membership in Emerald Coast Federal Credit Union. There is a one-time, non-refundable $5 membership fee.
A $5 minimum in your Share (Savings) Account maintains your membership.
Certain conditions may apply.