Savings Rates


Rates effective as of 05/01/2018 until further notice. $1,000 minimum balance for Share Certificates & $250.00 minimum balance for IRA Certificates.

Savings

Account Type Minimum to Earn Dividend Minimum Balance / Share Dividend Rate APY**
Regular Shares $100.01 $5.00 0.05% 0.05%
Share Draft Accounts $0.00 $0.00 n/a n/a
Christmas Club/Special Accounts $0.00 $0.00 0.05% 0.05%
*Rates are subject to change without notice. The rates stated above may change after the account is opened. Any fees charged could reduce the earnings on the account. *APY = Annual Percentage Yield.

Share Certificates

Account Type Fixed-Rate Terms* Dividend Rate APY**
Share & IRA Certificates 91 Days 0.05% 0.05%
6 Months 0.10% 0.10%
12 Months 0.15% 0.15%
18 Months 0.20% 0.20%
24 Months 0.25% 0.25%
30 Months 0.35% 0.35%
36 Months 0.40% 0.40%
91 Days IRA/ESA 0.05% 0.05%
6 Months IRA/ESA 0.10% 0.10%
12 Months IRA/ESA 0.15% 0.15%
18 Months IRA/ESA 0.20% 0.20%
24 Months IRA/ESA 0.25% 0.25%
30 Months IRA/ESA 0.35% 0.35%
36 Months IRA/ESA  0.40% 0.40%
(Minimum $5.00 Share required in order to open account. Penalties may be imposed for early withdrawal.)